Chris Lewpowski has an interesting nugget on his latest podcast with Adrian Goldberg today. He said that his sources have told him that Lai took out a personal nine figure loan to fund the purchase of the club. That Lai borrowed at least £100m to help fund the purchase from an unknown financier or bank which must be Chinese. That is going to need repaying at some point by Lai. It shouldn't directly affect the club unless he starts taking money out save for if he can't repay the loan the financier will be able to call in the debt and take the club over.
I don't really follow Lewpowski, so I haven't really formed an opinion when it has been suggested he seems to have a grudge against the club now.
However I'd be inclined to believe it if he is spouting stuff like that. What global bank is giving out 9 figure personal loans, especially to buy a football club that had a reasonable chance of relegation?
The is probably only a few handfuls of people on the planet you'd consider loaning that sort of money too, and they wouldn't need it.
This is before you question rwho CL knows that is either that close to Lai, or close to Chinese banking. There is such limited personal info on him and his company, I can't see how his personal stuff would be so public.
He might have loaned 9 figures in Yuan, but that's a completely different amount to imply.